Insurance for College Graduates
Life starts awfully fast after you graduate from college. One of the many things that need to be taken care of is insurance. Likely, you no longer qualify to be on your parents' insurance policy.
That means you are now responsible to find your own insurance plan.
Overwhelmed? Don't be. At McClain Insurance, we make it easy! We combine the convenience of instant online comparison quotes with all the benefits of having a local, personal and licensed insurance advisor.
Confused? Don't worry. We won't leave you alone in the insurance jungle. If you get stuck, or if you simply want us to do the shopping for you - just give us a call at 425-379-9200. We're here to help!
Getting Started: The Most Important Coverages
While you were in college, you were probably covered under your parents' auto insurance policy. But as soon as you move out and have your own apartment or house, or as soon as you buy a vehicle and the title is in your name - you must purchase your own car insurance policy.
Beware of simply copying your parents' coverages. Since they are at a different stage in life, their needs may be different from yours. For example, depending on the age of your car, you may want to adjust deductibles or add Gap Coverages if you have a car loan.
Read more about Auto Insurance
Renter's Insurance covers your belongings in your home, in your car or while you travel.
Not only that. It also provides important liability protection in case you cause injury or property damage to another person.
It is a common misconception that your landlord's insurance will provide coverage for your belongings. We strongly advise tenants to get a Renter's policy (and thanks to the multi-policy discount your will get, it virtually pays for itself.)
Read more about Renter's Insurance
Why Every Renter Should Have Renter's Insurance
5 Common Myths About Renter's Insurance
You may be able to stay on your parents' health insurance plan until age 26 (check with your provider.) Then it becomes your responsibility to cover your health.
If you are not lucky enough to find a job that offers health insurance benefits, we strongly advise you to find a private health insurance plan. We can help with that - just give us a call at 425.379.9200.
Read more about Health Insurance
What's the deal with An Independent Agent?
A local independent agent can help you put together a customized insurance plan that provides you with the coverage you need at the price you want to pay.
By representing multiple companies, we offer options - which in turn means YOU have more choices.
As independent agents, we are not affiliated with just one insurance company. We work for YOU, our client.
If Company A no longer meets your needs - we'll set you up with Company B. Better rates with Company C? We'll move your protection plan there. You don't have to do it yourself - we are here to help! And best of all: Our services are absolutely FREE!
By opting to work with a local agency, not with a call center in a different time zone that refers you to a new person each time, you receive trustworthy, professional advice and a caring relationship.
There is a reason why the insurance industry requires its agents to carry a license and pursue continuing education. Insurance can be a tricky and confusing subject.
Get peace of mind in finding the right protection plan that covers you through the various stages in life.
Give us a call at 425.379.9200 or check us out right here.