Insurance for Teen Drivers in Washington, Oregon and Utah
Whether your teenager is about to start driver's ed or recently got licensed, you may be experiencing a shower of mixed emotions:
As a parent,
I know the worry that accompanies each time your child is out driving a car. Distractions from friends, food and technology abound, and countless reports alert us every day about the tragic consequences that result from taking your focus off the road - or simply from lack of experience. By taking the right steps, you can help your child become a great, responsible and safe driver.
As an insurance agent,
I understand the financial pressure that a young driver can add to the family budget. There are ways to save money on your car insurance without sacrificing important protection - even with a young driver. Our team of licensed insurance advisors can help you build an insurance plan that meets your needs and your budget.
Do your research.
Once your teen turns 15, give us a call. No worries - as long as he or she 'only' has a learner's permit, you don't need to add them to your policy. However, now is a great time to educate yourself about what's to come. Ask us for rate quotes, discounts, optimized protection, safety tips, and teen driver contracts. Then, once they get licensed, you can add them to your policy easily and with peace of mind.
Consider an umbrella.
If you haven't looked into umbrella insurance for your family yet, now is the time. An umbrella policy can help you protect your assets and get maximum value out of your insurance dollar.
Don't co-sign a car loan.
The temptation is great for parents to assist their young driver with the purchase of a new car. We caution you: Don't co-sign on a loan! Your lender will require your name on the registration. This puts your assets at risk for the length of the loan (4 to 6 years) should there be an accident.