Unreported lifestyle changes cause 33% of unpaid claims every year. That means, if you invest in remodels, upgrades, toys or collector's items without notifying your insurance carrier, you may have to pay for a loss out of pocket due to insufficient coverage.
In addition, in an increasingly sue-friendly society, liability claims costs have been on a steady rise. Liability limits that seemed extremely generous only five years ago, are now considered low-end.
We want to help you avoid dangerous gaps in your protection plan without compromising your budget. A simply redistribution of your insurance dollars can yield significantly higher coverage amounts where you need it, at the price of a take-out pizza per month.
As independent agents, we can even shop your insurance coverage for you and see whether a different carrier fits better for your new needs and budget. You might change insurance companies, but you keep your agent. How convenient is that?
It is our goal to contact you every year at your policy renewal with an opportunity for a coverage review.
Feel free to contact us anytime if you have changes or questions about your insurance. We're here to help, and we are happy to assist in any way we can.