Your roof is quite possibly the most important part of your house. After all, most people refer to their home as “the roof above their head” rather than “the walls around them”. Yet the quality of a roof is strongly related to the quality of its maintenance: Good maintenance helps tremendously in preventing water damage […]
Continue reading →Why I Carry Earthquake Insurance
A client's experience of the 1994 Northridge earthquake
February is Earthquake Awareness Month and we want our clients to be prepared for this very real risk. That’s why we have an in-house earthquake specialist, Dova Smith, on our team. New client Lori Baker-Schena shared her earthquake experience for our blog Dova recently helped new client Lori Baker-Schena purchase earthquake insurance after she moved […]
Continue reading →5 Reasons Washington Homeowners Need Flood Insurance
Flooding can happen anytime, anywhere
Why do we say all Washington homeowners need flood insurance? As flooding is becoming more widespread and affecting more communities, we’re recommending flood insurance for most of our clients, particularly those who live in the Pacific Northwest. Last winter the Everett Herald reported on the increased flood risks our region is seeing, particularly after unusually […]
Continue reading →McClain Insurance earns coveted Safeco Insurance 2022 Award of Excellence
Fewer than 1% of Safeco agents earn the recognition
At McClain Insurance, our goal has always been to help you and your family make smart insurance decisions. We’re thrilled to announce that the experience, skill and dedication of our team in doing exactly that has been recognized by Safeco Insurance, which recently recognized our agency as a 2022 Award of Excellence recipient. The Award […]
Continue reading →5 Ways to Prevent Frozen Pipes this Winter
Preventing frozen pipes is easier – and cheaper – than fixing the damage they cause
Winter weather conditions can cause a homeowner’s worst nightmare — frozen pipes! When water freezes, it expands by about 9%. This causes increased pressure in your home’s pipes, which can lead to pipes cracking or bursting. A 1/8-inch crack in a pipe can spew up to 250 gallons of water a day, causing significant damage. Does homeowners insurance cover frozen pipes? […]
Continue reading →Why are my rates going up?
Why home and auto insurance rates are rising in 2022
“Why did my rates go up?” It’s a question we often hear when clients see an increase at their policy renewal. There are many factors that can affect your insurance rates, including accidents, claims and changes within your household. And as your McClain Insurance team, we will work with you to find any applicable discounts […]
Continue reading →Community Partner: Everett Animal Shelter
Caring for Animals in Need
We are pleased to highlight the Everett Animal Shelter, one of our wonderful local nonprofit partners! McClain Insurance has been a proud sponsor of the shelter since 2017. And as a team full of animal lovers, this organization holds a very special place in our hearts. McClain Insurance Pets Altogether, our team currently has seven […]
Continue reading →Do you have enough coverage for your detached structures?
5 questions to ask if you have a she-shed, greenhouse or other detached structure on your property
Detached structures. They are one of the areas that homeowners often overlook when it comes to updating their insurance policies. And it’s something that we’ve seen popping up more often as our clients have been spending a lot of time at home this spring. If you’re like our family, you’ve spent some of your quarantine […]
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“Why did my insurance premium increase? I haven’t been in an accident, gotten any tickets, or made changes to my policy.” Sound familiar? My friend asked me this last week, and it’s a question insurance agents receive all the time. When the cost of your car insurance goes up at renewal, the increase can feel […]
Continue reading →Why You Should Have Excess Underinsured Motorist on Your Umbrella
This critical protection can make all the difference if you're injured by an at-fault, underinsured driver
Did you know that 1 in 5 Washington state drivers do not carry insurance? And another 20-25% have only the state minimum liability limits – just $25,000? In Washington – and in many states – you have a substantial risk of being hit by a driver who doesn’t have adequate insurance. That’s why one of […]
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