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Insurance News & Tips You Can Use
Flooding can happen anytime, anywhere
Why do we say all Washington homeowners need flood insurance? As flooding is becoming more widespread and affecting more communities, we’re recommending flood insurance for most of our clients, particularly those who live in the Pacific Northwest. Last winter the Everett Herald reported on the increased flood risks our region is seeing, particularly after unusually […]
Continue reading →What to share with your insurance team when your kid goes to college
Sending a child off to college can be an exciting and anxious time! You may be thinking about your college student’s safety, roommates, and independent living – not to mention what being an empty nester will be like for you! From paying for tuition, textbooks, and supplies to registering for classes, it can be easy […]
Continue reading →What do insurance agents look for when they house hunt?
Much like our summer weather, Western Washington’s real estate market is hot — something agent Ann Franklin knows all too well. The first house she and her fiancé put an offer on went to someone who put down 50% and waived the inspection. She’s lost track of how many places she’s toured this year! Ann […]
Continue reading →Make sure your classic car has the protection it deserves
Around here, we like to say that summer officially starts on July 5. With warmer weather arriving, we know many classic car owners are taking to the roads to show off their hard work. But do you have the right coverage to protect your investment? Three Chevy Bel Air cars at a Michigan car show […]
Continue reading →5 questions to ask if you have a she-shed, greenhouse or other detached structure on your property
Detached structures. They are one of the areas that homeowners often overlook when it comes to updating their insurance policies. And it’s something that we’ve seen popping up more often as our clients have been spending a lot of time at home this spring. If you’re like our family, you’ve spent some of your quarantine […]
Continue reading →Your roof is quite possibly the most important part of your house. After all, most people refer to their home as “the roof above their head” rather than “the walls around them”. Yet the quality of a roof is strongly related to the quality of its maintenance: Good maintenance helps tremendously in preventing water damage […]
Continue reading →A client's experience of the 1994 Northridge earthquake
February is Earthquake Awareness Month and we want our clients to be prepared for this very real risk. That’s why we have an in-house earthquake specialist, Dova Smith, on our team. New client Lori Baker-Schena shared her earthquake experience for our blog Dova recently helped new client Lori Baker-Schena purchase earthquake insurance after she moved […]
Continue reading →Fewer than 1% of Safeco agents earn the recognition
At McClain Insurance, our goal has always been to help you and your family make smart insurance decisions. We’re thrilled to announce that the experience, skill and dedication of our team in doing exactly that has been recognized by Safeco Insurance, which recently recognized our agency as a 2022 Award of Excellence recipient. The Award […]
Continue reading →Preventing frozen pipes is easier – and cheaper – than fixing the damage they cause
Winter weather conditions can cause a homeowner’s worst nightmare — frozen pipes! When water freezes, it expands by about 9%. This causes increased pressure in your home’s pipes, which can lead to pipes cracking or bursting. A 1/8-inch crack in a pipe can spew up to 250 gallons of water a day, causing significant damage. Does homeowners insurance cover frozen pipes? […]
Continue reading →“Why did my rates go up?” It’s a question we often hear when clients see an increase at their policy renewal. There are many factors that can affect your insurance rates, including accidents, claims and changes within your household. And as your McClain Insurance team, we will work with you to find any applicable discounts […]
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