You might be surprised to learn that water damage is one of the most common – and costly – homeowners claims. In fact, it’s the homeowners claim we get called about the most in our office. Nationwide, water damage claims…
Western Washington windstorms can pack a powerful punch, causing power outages and damage to homes and cars. And they often lead to a question we hear frequently in our agency: Is windstorm damage covered on a standard homeowner’s policy? The…
Why do we say all Washington homeowners need flood insurance? As flooding is becoming more widespread and affecting more communities, we’re recommending flood insurance for most of our clients, particularly those who live in the Pacific Northwest. Last winter the…
Sending a child off to college can be an exciting and anxious time! You may be thinking about your college student’s safety, roommates, and independent living – not to mention what being an empty nester will be like for you!…
Much like our summer weather, Western Washington’s real estate market is hot — something agent Ann Franklin knows all too well. The first house she and her fiancé put an offer on went to someone who put down 50% and…
Detached structures. They are one of the areas that homeowners often overlook when it comes to updating their insurance policies. And it’s something that we’ve seen popping up more often as our clients have been spending a lot of time…
Your roof is quite possibly the most important part of your house. After all, most people refer to their home as “the roof above their head” rather than “the walls around them”. Yet the quality of a roof is strongly…
Winter weather conditions can cause a homeowner’s worst nightmare — frozen pipes! When water freezes, it expands by about 9%. This causes increased pressure in your home’s pipes, which can lead to pipes cracking or bursting. A 1/8-inch crack in a pipe can spew up to…
“Why did my rates go up?” It’s a question we often hear when clients see an increase at their policy renewal. There are many factors that can affect your insurance rates, including accidents, claims and changes within your household. And…
In the past month we’ve seen an increase in identity theft, as fraudsters take advantage of challenges posed by the COVID-19 pandemic. Use our tips to avoid becoming a victim of ID fraud. As the Everett Herald reported in May,…
