Western Washington windstorms can pack a powerful punch, causing power outages and damage to homes and cars. And they often lead to a question we hear frequently in our agency: Is windstorm damage covered on a standard homeowner’s policy? The quick answer is: Yes. Windstorm is a covered peril on a standard homeowner’s insurance policy. […]
Continue reading →Homeowners Insurance
You might be surprised to learn that water damage is one of the most common – and costly – homeowners claims. In fact, it’s the homeowners claim we get called about the most in our office. Nationwide, water damage claims are second only to wind and hail damage. And while you might experience hail or […]
Continue reading →5 Ways to Prevent Frozen Pipes this Winter
Preventing frozen pipes is easier – and cheaper – than fixing the damage they cause
Winter weather conditions can cause a homeowner’s worst nightmare — frozen pipes! When water freezes, it expands by about 9%. This causes increased pressure in your home’s pipes, which can lead to pipes cracking or bursting. A 1/8-inch crack in a pipe can spew up to 250 gallons of water a day, causing significant damage. Does homeowners insurance cover frozen pipes? […]
Continue reading →Do you have enough coverage for your detached structures?
5 questions to ask if you have a she-shed, greenhouse or other detached structure on your property
Detached structures. They are one of the areas that homeowners often overlook when it comes to updating their insurance policies. And it’s something that we’ve seen popping up more often as our clients have been spending a lot of time at home this spring. If you’re like our family, you’ve spent some of your quarantine […]
Continue reading →Protect Yourself From ID Theft During COVID-19
Use our tips to reduce your risk of being caught by identity thieves
In the past month we’ve seen an increase in identity theft, as fraudsters take advantage of challenges posed by the COVID-19 pandemic. Use our tips to avoid becoming a victim of ID fraud. As the Everett Herald reported in May, much of the recent ID theft in the Pacific Northwest is tied to false unemployment […]
Continue reading →5 Ways to Protect Your Home From Melting Snow
Melting snow can cause damage to foundations and personal property if ignored
This weekend’s “Nor’wester” snowstorm promises to bring more snow to our region. But slick roads aren’t the only thing we need to be concerned about. Snow can wreak havoc when it melts, too. Here are five ways to help prevent damage to your home as snow starts melting: Remove large accumulations of snow from areas […]
Continue reading →Much like our summer weather, Western Washington’s real estate market is hot — something agent Caitlin Klosterman knows all too well. One home she bid on had 11 other competing offers! Luckily for Caitlin and her husband, Akeem, the third time’s a charm. They close on their new home in Marysville later this month. If […]
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Sometimes clients forget to tell us about important changes in their lives. Whether you have brain fog or just got sidetracked, here are five things you may have forgotten to tell your insurance agent: You have a side hustle. According to U.S. Census reports, there are as many as 38 million home-based businesses in the […]
Continue reading →A recent press release by the Office of the State Fire Marshal reminds to be careful when using indoor space heaters during these cold winter months. Please stay warm — safely!! Four people have been killed in two recent home fires caused by portable electric space heaters. “The use of space heaters increases during the […]
Continue reading →Did you know that water damage is the #1 homeowner insurance claim in the US? Indeed, the chance for an average home to be destroyed in a fire is 10%, while the chance for the same home to be destroyed by a water-related loss is over 25% — no matter where the home is located! […]
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