Car Insurance

washington state car insurance

Car Insurance that Fits YOUR Needs and Budget

Who Are You?

Are you the hustling mom whose life is spent on the road as she shuttles children to and from school, practice or friends’?

Are you the daily commuter who is looking for a new – any new – audio entertainment in the car to make the time spent in traffic more worthwhile?

Are you the new driver, the once-a-week driver, the only-when-I-have-to-driver?

If you live in the Greater Seattle Area, call us today for your quick and easy car insurance quote!

Some people believe that auto insurance is just a commodity. It isn’t. Protect yourself and your earnings with a car insurance policy from McClain Insurance in Everett, WA.  Why?  Here is an example:

You’re driving your car. You lose concentration and go through an intersection, not seeing that the light has turned red. It could happen to anybody. Unfortunately, as you go through the intersection, you encounter another car that is proceeding across your path because the light for this vehicle is green.

You broadside the other car. Later, you find out that the driver (or passenger) who has been seriously hurt, is a neurosurgeon who makes hundreds of thousands of dollars a year. Now, because of the accident, they will be unable to earn that living.

They’ve suffered an economic loss and will probably endure pain and suffering because of their injuries, the recovery period and the inability to work, so they sue you.

How much can they get from you? Everything you have!

Now is the time to call McClain Insurance. Because we represent a wide variety of insurance companies, you’ll have many options choose from. You can also get the process started online right here on our website.

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A standard Washington State auto insurance policy will not only cover the immediate expenses in case of an accident but also protect your financial well-being in the future. The car insurance policy you choose today could affect you for the rest of your life, so do your internet research but keep in mind:  Before you make a final decision, it’s best to talk to a local licensed independent car insurance agent.

Like the McClain Insurance team in Everett, WA!

Car Insurance Coverage Options in Everett

There are 6 components to auto insurance resulting in many different levels of coverage for you:

  1. Bodily Injury Liability
    It pays the medical and other expenses of people injured in an accident you cause. This is required by most states.
  2. Property Damage Liability
    It covers the damage your car causes to property, usually the other car or cars involved in the accident but also any objects you may hit (fenceposts, garages, buildings…). This is also required in most states.
  3. Uninsured/Underinsured Motorist
    This pays for injuries to you, and, in some cases, damage to your car, if you are hit by a driver who doesn’t have insurance.
  4. Personal Injury Protection
    This coverage pays medical, and even funeral, expenses for you and members of your family and passengers in your car if it is involved in a collision, regardless of who caused the accident. It also covers you as a pedestrian if you are hit by a vehicle.
  5. Collision
    It covers the damage done to your car when it collides with another car or an object.
  6. Comprehensive
    This covers damage to your car that results from something other than a collision, for example, damage caused by vandals or a windstorm.
  7. Other Miscellaneous Coverage

Remember that sometimes “you get what you pay for”. The cheapest option for car insurance in Everett, WA might not provide you or your family with the best protection. The saying goes “you don’t need insurance until you have a claim.”

When you do have a claim, something that goes wrong, that’s a terrible time to discover that you don’t have adequate protection.

The minimum amount of car insurance required by most states is not much. If you buy just the minimum coverage required by law, you are leaving your assets at considerable risk. If you are at fault in an accident that causes serious injuries, it could also be your home, your property, or even your pension at risk.

Interested in more insurance protection? Consider purchasing an umbrella policy for even more coverage!

Now is the time to call McClain Insurance. Because we represent a wide variety of insurance companies, you’ll have many options choose from. You can also get the process started online right here on our website.

Start Auto Quote

* Please Note: Insurance policies vary from company to company and from State to State. Not every Washington State insurance policy will include every coverage described above. Be sure to read your policy and check with your insurance agent for personalized information.

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Full Protection

Learn why you should also consider an Umbrella policy for even greater protection

We Work With The Best

Meet The Trusted Insurance Companies Our Agency Represents

Why an Independent Agent?

McClain Insurance agent, Nick Pembroke, explains the benefits of working with an independent agent for all your personal insurance needs.

Never feel scattered about your insurance paperwork again. Bring all your policies together with the Protection Team at McClain Insurance Services for easy, hassle-free service, regular policy reviews, and amazing discounts.

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