Did you recently get engaged? Congratulations! What a fabulous time in your life... We hope you cherish every moment!
If your wedding plans include a celebration at a restaurant, banquet hall or similar venue, check their insurance coverage. Make sure they carry an adequate amount of liability insurance.
If you get married in your home, let your qualified McClain Insurance representative check your homeowner's policy for what will or won't be covered.
McClain Insurance will also walk you through what's known as Special Event Coverage. You may be interested in these honeymoon and extra gift coverages.
We'll make it be a worry free (regarding insurance, anyway) day!
Auto Insurance for a Married Couple
When you awaken as a married couple, you'll feel good but maybe not all that different. But in the minds of your insurance company you're seen as new and improved people.
Insurance company data shows married people are more responsible (Although insurers don't exactly know why).
As a result, you'll begin to experience the world of insurance discounts. In fact, you could see as much as a 25% drop in your insurance bill when you marry and combine your vehicles onto one policy.
And that's not all! You might be able to snag multi-car, garaging, multi-policy and other discounts.
So, contact McClain insurance. We’ll help you not only get the best auto insurance coverage, we'll make sure you get the absolute best value you have coming to you and your spouse.
Renter's/Homeowner's Insurance for the Newly Married
While marital status is generally not used for pricing a renter's policy, the value of your possessions is. And that value might have just increased. Protect it!
Consider a renter's policy from a reputable insurer. The following will be protected when you do:
- All of your possessions up to the policy limit (subject to a deductible)
Your liability in case your actions cause injury to someone else or another's property
A homeowner's policy covers the same the above plus the home itself.
But whether you’re a renter or homeowner, you just got married.
Did you get a fine china set, crystal or some precious gems for wedding presents? Did your aunt give you an antique on your big day? How about your engagement ring and wedding bands (The average wedding ring is $4000)?
If you have a lot of valuable possessions, consider valuables coverage. This will broaden your protection plus, there is no deductible.
Consult with McClain Insurance, insurance experts, to learn how to value your special possessions. We can also suggest when and how to add this coverage to your policy.
In fact, McClain Insurance knows how to tailor your homeowner's or renter's coverage to all aspects of your new situation. We can discuss available discounts for things like smoke detectors, burglar alarms and multiple policies.
Protect Yourself from a Litigious Society with Umbrella Insurance
Newly married or not, you can still be held liable for a large settlement. This could put the financial footing of your marriage at risk before you even get started.
An umbrella policy adds an extra layer of protection over and above your homeowner's and auto policy.
Discuss this with your agent at McClain Insurance. We'll explain how umbrella coverage works. Then you can decide if it's right for you.
Research your new life insurance needs with McClain Insurance. We can help you sort out all of the options (which are many) and get you in the best life insurance situation for you, your new spouse and family.
Six Factors- One Insurance Source
Insurance is an important part of your new life. So, you want McClain Insurance for the six following factors:
- Knowledge of all insurance coverages including life, homeowners, auto, umbrella, and more
A consultative rather than a hard sell approach
Access to the most reputable insurance companies in the market today
A strong local presence in the Washington market
A commitment to continuing insurance education
A pledge to insure all of our customers with the best coverages at the best value
Call McClain Insurance for your newly married insurance needs. We'll help protect you for life!
* Please Note: Insurance policies vary from company to company and from State to State. Not every Washington State insurance policy will include every coverage described above. Be sure to read your policy and check with your insurance agent for personalized information.