Isn’t the Wedding Day is the most anticipated, most important days in a woman’s life? The blessing of finding Prince Charming, the question, the “Yes!” and the preparations of the big day all play together to create beautiful memories.
In the bustle of event-planning and celebrations, nobody wants to think about what could go wrong. After all, it’s the biggest day in your life, and it’s going to be perfect. Right?
Unfortunately, things can (and do) go wrong even on wedding days. With the average cost of a wedding in Washington state hovering around $25,000, it is a major investment. The expense is more than worth it if everything goes smoothly, but what if a venue or service provider goes out of business, sickness threatens to postpone the event, or… ?
Wedding Insurance provides Peace of Mind during the months and weeks leading up the the big day and beyond. Here’s why every Washington couple should consider a Wedding Protector Plan as early as 2 years prior to their wedding day:
1. Vendor Problems
The number one problem at weddings is no-show or out-of-business vendors. Whether it’s the DJ, photographer or caterer – every service provider at a wedding is relied upon and paid for. Imagine the mental and emotional stress of finding a replacement at the last minute. Who has extra dollars to spend on a backup vendor? Wedding insurance covers lost deposits and can help relieve the financial burden.
2. Illness, Travel Delays or Severe Weather
What if 2 days before the big event, the bride breaks her leg and is hospitalized? What if the groom’s parents can’t fly out of their home state due to severe weather? What if a rainstorm washed out a section of road to the venue? Wedding Insurance helps cover wedding-related rearrangements due to illness, weather or postponement.
3. Loss of Jewelry or Damage to the Dress
As breezy and lovely as wedding receptions are designed to be for the guests, much hard work goes into them. Weddings tend to be organizational masterpieces, and as so often, it’s all in the details.
Who plucked the “princess-dress” off the hanger in an unsupervised moment and tore a foot-long rip into it in the process? And, where did that palm-sized precious black box end up? Yes, the one that holds the rings?
Accidents happen, and as nerves quiver and anxiety levels soar, it’s easy to lose track. A Wedding Protector Plan compensates for wedding-related claims such as loss or damage to rings or wedding attire.
It’s hard to believe, but 10% of wedding-related claims involve theft of wedding gifts. Wedding Insurance protects you if items, jewelry or presents are stolen.
5. Special Event Liability Protection
Special Event Liability Coverage, including Liquor Liability, may be required by your venue. This coverage protects you in case of damage, accidents or injuries at an event you are hosting.
Wedding Insurance Protection Plans are available starting as low as $160 and can be customized to fit your individual plans. Not sure if you really need it? Call McClain Insurance Services at 425.379.9200.
Our professional protection team is looking forward to helping you make your Wedding Day a truly special memory!
About McClain Insurance Services:
McClain Insurance Services is an independent insurance agency located in Everett, WA. The agency represents a select group of regional and national insurance companies, including PEMCO, Safeco, Travelers and Progressive.
Since 1977, McClain Insurance Services has offered quality insurance options to customers in Snohomish County and Washington state. Our convenient full-service website and our team of licensed, professional brokers make insurance shopping personal, easy, quick and hassle-free.
Independent agents work with you to customize an insurance plan that meets your needs and fits your budget. They can help with all your personal insurance needs: Auto, Home, Renters, Life, Umbrella, Earthquake, Flood, Boat, Motorcycle and RV Insurance.
McClain Insurance Services is a Trusted Choice agency and a member of the Independent Agents Association of America, the Economic Alliance of Snohomish County, and the BBB. They are also Charter Members of NSACE – National Society of Agents for Consumer Education.